FinSnapshot – Transforming Financial Analysis and Lender Decisioning

The challenge

A non-bank lender was struggling with slow loan turnaround times and inconsistent financial assessments. Analysts were spending hours extracting key data from PDF statements, balance sheets, and tax returns — all manually. This created errors, bottlenecks, and delayed decision-making. The lack of standardisation across analysts also made it difficult to ensure accuracy, transparency, and compliance in credit assessments.

Manual financial spreading limited their ability to scale, and decision confidence suffered due to inconsistent data inputs and subjective analysis.

Our solution

Using our FinSnapshot platform, we automated the extraction, analysis, and presentation of financial data from multiple PDFs and statements. Within seconds, FinSnapshot identified key financial metrics, ratios, and trends, generating a lender-friendly summary that integrated directly into their credit decision workflows.

We worked closely with their team to tailor the outputs to their credit policy — aligning terminology, thresholds, and formats to match their lending criteria. This ensured every report was accurate, consistent, and decision-ready.

By integrating FinSnapshot with their systems, we eliminated repetitive data entry and provided visibility into borrower financial health across the portfolio.

The outcome

FinSnapshot reduced loan assessment times from hours to minutes, improved accuracy and consistency, and strengthened compliance across the lending process. The client gained faster, data-driven decision-making, stronger risk management, and the ability to scale without increasing headcount — all while delivering a superior experience for brokers and borrowers.